Warning: I will be very cautious about putting any money into My Advertising Pays. There is no guarantee that you will get return on your investment. If you are thinking of committing any money into this (hoping you will have some form of early mover advantage), you are already too late! Please read my review below for details.
Name: My Advertising Pays
Started On: December 2013
Founder: Michael Deese
Price: $49.99 per Credit Pack
My Advertising Pays claims to guarantee payment to all the member and with no recruitment or sale requirements. All you have to do is click on 10 ads a day. A quick search thru Google and you will see that My Advertising Pays is being promoted by affiliates who seems to only sing praises about this company despite the inherent stability issue of its business model.
What is My Advertising Pays?
My Advertising Pays is essentially a free to join, Paid to Click (PTC) Network. As the name suggest, members are incentivized to click on the text ads that are displaying in the My Advertising Pays traffic exchange platform (see image below)
Once you click on one of these text ads, you will be required to do simple code verification to prove you are a genuine human clicker, not a bot. The ad window will then open to a website designated by the advertiser of the text ad. By keeping the ad window open for 10 or 30 seconds, you can earn 1 to 3 advertising credit. You can then continue to click on other text ad in the traffic exchange and repeat the same process to earn more advertising credit.
Advertising credit is used to advertise on the My Advertising Pays Traffic exchange platform (see image below). The text ads are placed by members using advertising credits and one advertising credit will get you one impression or one view of the text ad on the traffic exchange.
Clicks to your designated website is not guaranteed but base on such setups, you should expect about 10% click thru rate for about 100 impression of your text ad. Roughly 10 clicks for 100 advertising credits.
Fancy clicking 100 ads for a few hours just to get 10 clicks to your website?
Unless you are a robot… You are going to find this method of generating free traffic tedious and boring!
The less tedious and selling feature is to buy Credit Packs which is really the main product in My Advertising Pays. Credit Pack is priced at $49.99 and comes with 550 advertising credits. Also, so long as you clicked on 10 ads every 24 hours, each Credit Pack also qualifies you for one share in profits every 20 minutes until you have received $60 in return, at which point that Credit Pack’s share-in-profits will expire and no longer earn. So this is real money that you can actually withdraw to your bank account.
My Advertising Pays Credit Pack and the Affiliate’s Hype out Calculator
When I first saw My Advertising Pays back in January 2014, each credit pack you buy was yielding about 2% return on your investment per day. So if you purchase a credit pack for $49.99, you should earn about $1 a day if you fulfill the 10 ad click per day requirement and your credit pack should expire in roughly 60 days once it hits $60. That is 120% return on investment in 2 months.
Which looks really lucrative…
So why buy only 1? In fact, most My Advertising Pays affiliates would push you to buy at least 20 credit packs and more.
Here is why:
Reason 1: They earn commission for every credit pack you purchase. Each credit pack earns the affiliate about 10% in commission. Nuff said.
Reason 2: When you buy more than 20 credit packs, the compounding interest effect could start to work in your favor. Base on the calculation of 2% return yield per day on each credit pack, 20 credit pack should earn you $20 dollars a day and you should earn $50 dollars every 3 days which you can use to buy more credit packs.
If only the return yield per day can maintain at 2%… (I will explain why it won’t.)
With every new credit pack added, you should be able to start buying about 1 credit pack each day after just one month due to the compounding interest effect.
In theory, If you diligently use all your revenue share earnings to buy credit packs, your return yield per day should increase to the point that you can buy even more credit packs each day and eventually, your 20 credit pack will eventually grow to 1200 credit packs which is the limit in credit pack you can own in My Advertising Pays.
So buying more credit packs means you will again buy more credit packs which off course makes the referring affiliate really happy.
The Devil Is In the Details (And the Affiliates)
If you are thinking about the money making opportunity in My Advertising Pays, here are some important details some affiliates may have “forgotten” to mention.
Detail 1: Chances are, you are buying credit packs for the money making feature (not the Traffic!).
Yes it is a feature!! Which means they can remove it anytime. (No worries. They probably won’t remove it as no one will buy incentivized traffic for $49.99.)
Detail 2: Revenue share earnings are not guaranteed at 2%.
There is simply no guarantee that credit pack can continue to payout 2% per day as suggested by many affiliates. In fact, when I was researching My Advertising Pays in September 2014, the payout has drop to less than 1% average payout per day. Less than half of what it used to pay per day in January 2014.
Detail 3: Revenue share earning per day will only continue to drop…
Think about it. You put in $50 and for the chore of clicking on 10 ads per day, you get $60 back at the end of it. But just who is paying for all that $10 to members?
Actually you and all the other members are the ones paying for it. It is a matter of getting money from members and then trickling back to the members really slowly.
The scheme is kept afloat because most people do not withdraw their earnings but instead buy into new credit packs as they hope to grow the earnings like an investment.
And here lies the problem; payout rate to members is determined by risk and not revenue.
The higher the earnings you as members get as payout, the more likely you will withdraw your money out which makes it risky for My Advertising Pays since their aim is to keep as much money as possible within My Advertising Pays.
To lower the risk of withdrawing, My Advertising Pays will slowly lower the payout per day which explains the drop from average 2% in January 2014 to less than 1% payout per day that we are seeing now.
Moreover, the payout per day will ONLY be dropping… drastically.
Why? Remember that compounding interest effect affiliates were hyping about?
Here is a simple illustration:
If you put in $1000 which is about 20 credit packs and if the credit packs payout maintains at 2% per day. You should have more than doubled your credit packs within the 2 months if you invest all your earnings back into credit packs.
If My Advertising Pays continues to pay out at 2% each day, the company will need to pay you more than double or triple the amount each day for that same $1000 dollars you put in.
The compounding interest effect can quickly grow your daily earning and you will most likely withdraw your earnings rather than buy new Credit Packs. This becomes a cash flow issue for the company as My Advertising Pays can only pay back money that you initially used to pay for credit packs.
It is unlikely that My Advertising Pays will empty up their coffers just to pay you (then declare bankrupt). So you can expect a periodic reduction in the daily payout rate to curb member’s earnings.
Waiting for it to get back to 2%, it will never happen!
Just How Low Can It Go?
It was about 2% each day in January 2014, within the span of 8 months it has drop to less than 1% average. If you have invested money into My Advertising Pays now, you should be very worried. With the current daily payout, you will need to click on 10 ads every day for 4 months just to get your money back. That is if it manages to maintain the 1% payout each day which is unlikely. If the payout each day continues to drops to 0.5%, you will need to click on 10 ads every day for 8 months just to get your money back.
And if you listen to the advice of affiliates and always invest your earnings to buy more credit packs, you can forget about getting return on your investment.
The Weird Things Affiliates Promoting My Advertising Pays Are Saying Online
1. My Advertising Pays is a math based model designed to help ensure high daily payout for years to come.
So they hired a professional mathematician, I wonder can the mathematician help explain why the payout has drop to less than 1% (…and still dropping) within just 8 months.
2. They have MLM Attorney Kevin Thompson to ensure compliancy of the company.
Is that the same Lawyer as Empower Network? And why is it even worth mentioning they have a MLM lawyer like Kevin Thompson?
Does Kevin Thompson (Lawyer) = Legit?
All I know is that I might have to face Kevin Thompson if My Advertising Pays wants to sue me.
If I ask you for $100 dollars and promise to pay you back $120 dollars in the near future, you might give it me. Now what if I add a payment condition where I will only pay back your money each day at an amount of my choosing. I may decide to pay $1 dollar today, maybe $0.50 cents tomorrow or maybe $0.01 cent the day after. You will be crazy to give me your money rite? So what makes My Advertising Pays any different?
Love to hear your thoughts or rebuttal!